Skip to main content

Year-End Compliance Checklist for Small Business Owners

Organizing your books for tax season and strategizing for the year ahead.

Updated over 11 months ago

As a small business owner, staying on top of your compliance requirements at the end of each year is essential. This checklist will serve as a baseline to ensure you have addressed your minimum compliance requirements. If you need more help, don't hesitate to contact a Finalytics advisor for a personalized business checklist.

Bookkeeping Tasks

  • Record outstanding transactions through December 31st.

  • Perform a physical inventory count to accurately report on-hand quantities and cost of goods sold (COGS).

  • Review open invoices to write off bad debt (uncollectible accounts receivable).

  • Reclassify personal expenses to the owner/shareholder distribution account.

  • Review uncleared activity that has been outstanding for 90+ days to determine if an adjusting entry is needed to void prior period transactions.

  • Prepare financial statements (Profit & Loss, Balance Sheet, and Statement of Cash Flows)

Payroll Tasks

  • Verify there is a Form W-4 and Form I-9 on file for each employee.

  • Update employee personnel profiles for name, employment status, phone number, email, and mailing address changes.

  • Verify there is a Form W-9 on file for each independent contractor.

  • Process and journalize the final payroll run, including PTO payouts and year-end bonuses.

  • Update the employee handbook and labor law posters.

  • Notify employees of the following benefits during the open enrollment period.

  • Evaluate regulation changes to minimum wage and overtime rates.

  • Create your 2025 company calendar with holiday closures and training courses.

Tax Preparation Tasks

  • Share your financial statements, fixed asset listing, depreciation & amortization schedules, and prior year tax return with your tax preparer.

  • File Forms W-3, W-2s, and 1099-NECs (contractors paid $600 or more)

  • File Forms 1094-C and 1095-C if employees are provided company-sponsored healthcare coverage.

Other Tasks

  • Review business contracts and lease terms to negotiate renewal terms or research alternative solutions before they expire or auto-renew.

  • Perform a data security audit to ensure GDPR and CCPA requirements are met.

  • Compare the prior year's performance against your business goals to strategize how to align your efforts to reach your new year's objectives. Consider financial, marketing, operating, and external economic factors.

  • Revise your annual overhead budget and sales forecasts.

Did this answer your question?